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PayPal Credit FAQ's & Information

Am I Eligible For PayPal Credit?

You need to be a UK resident and 18 years of age or above. Have an income of £7,500 per annum and pass PayPal soft credit checks.


How Do I Apply For PayPal Credit?

Applying for PayPal credit could not be easier, just click the PayPal Credit button at checkout. A selection of instalment offers will be displayed if you are eligible, which lets you to spread the cost of your purchase across a number of payment options. This only takes minutes and once approved you'll have a credit limit linked to your PayPal account once the agreement is accepted.

Do I Need To Re-apply If I Already Have PayPal Credit?

If you have enough credit limit, you do not need to re-apply for new purchases. Just select the option which you want and checkout with PayPal credit.

Delivery & Returns Information

The order can only be delivered to the address given in your finance application. We cannot change this or deliver to a different address. Just return the item by our FREE return service and the funds will be refunded back to your PayPal credit account.

Do I Need A PayPal Account?

Yes, but this only takes minutes and can be done within the credit application process. Creating a PayPal account if FREE and easy.


What Credit Offers Are Available?

If you are eligible, a selection of instalment offers will be displayed enabling you to spread the cost of your purchase across a number of monthly payments. Tic Watches instalment purchases qualify for 0% p.a. for the length of the selected instalment plan.

With instalment offers from PayPal Credit you get:

- Regular monthly payments – you pay the same amount each month to help you plan better
- A credit limit linked with your PayPal account that makes it easier to buy everything you need

Not Seeing PayPal Credit As An Option Or An Unsuccessful Application?

You may not be eligible for PayPal credit or the basket total may not be above £99. If you have been declined PayPal will contact you and tell you why this is the case but you can still checkout as normal with PayPal.